When other lenders fail to perform, Valor Lending Group swoops in and saves the deal!
Closing in 5-10 days often without an appraisal up to $10mm!
Limited docs and easy fast close.
Most often we then immediately begin the ‘no point, no fee’ refinance loan into the 30 year fixed product for the client!
100% financing available on purchases if you have enough equity in other properties that we can cross collateralize!
I look forward to any opportunity to serve you and your clients.
Recap of our Loan Products:
- Stated Income Loans (Great for business owners and self employed )
- Foreign Nationals Loans (no social security or residency required)
- Hard Money Loans (30-50% down / minimal documentation) Fund in 7-10 days.
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- 2nd Position Loans up to $5mm
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- Flipper Loans (Flip a property with one of our many options)
- 1% down Jumbo’s with NO MI up to $2.5mm
- Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
- Acreage Properties
- Commercial Loans up to $100mm
- 5% down Conventional (Lender paid PMI)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
- High Balance Conforming aka Super Conforming (from $417k-$625k)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
- FHA, VA, USDA
- Reverse mortgages up to $10 Million Value
- Refinance including Cash Out
I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.
Please do not hesitate to call on me if I may be of service in any way!
*APR 7.99% based upon a $2.5mm loan / 45%+ down or equity / 1% origination fee